AIG announces their new underwriting Flex Points Program which provides a greater opportunity to improve offers.
Flex Points Highlights
- Focus on cholesterol ratio vs. total cholesterol for greater accuracy.
- BMI replaces gender-specific height/weight chart, allowing for greater accuracy.
- Family history revised; disease of parents with coronary artery disease or cancer replaced by death of parents.
- Better Choice Preferred is written into underwriting guidelines for the individual impairments involved.
Contact your GA to learn more.
Are your clients looking for cost effective, yet flexible death benefit protection—with the added benefit of attractive accumulation potential? Then Symetra Protector IUL, with its customizable guaranteed coverage and enhanced performance features, is worth a closer look. Contract your GA for more information.
Large-multiplier insurance products have garnered a lot of interest. But buried in the small print, their fees could wreak havoc for your clients. It’s not just “buyer beware,” but also “advisor take care.”
Arm yourself with the knowledge you need to navigate this ever-changing industry. Get our guide, “The impact of indexed account fees” to learn more about the four misconceptions about multipliers (and their fees). Contact your BGA to learn about other options Securian Financial may have for your clients.
As the Symetra Individual Life Division continues to broaden and diversify our product portfolio, we are pleased to introduce Symetra Protector IUL. Our new protection-based indexed universal life (IUL) product provides cost-effective, yet flexible coverage—with the added potential for policy cash value growth. Contact your BGA to learn more.
Asset Care is still the same great product with the same great benefit guarantees — we’ve just simplified and enhanced the product, improved consistency while maintaining flexibility and added options that our distribution partners have asked for over the years.
Contact your BGA to learn more
Click here to review the prequalification questions for the PL Promise Chronic Illness Care Rider
While term is generally the least expensive type of life insurance, it only lasts for a
specified time. And it’s hard to know what the future will bring.
When you purchase an Advantage Elite Select term insurance policy, you have life
insurance at a competitive price — and flexibility when those “what ifs” become reality.
Contact your GA today for a quote.
Protective Indexed ChoiceSM UL with the ExtendCareSM Rider is a blended solution that pairs life insurance with a chronic illness rider. It offers chronic illness coverage if clients need it, and a death benefit to their families if they don’t.
Contact your BGA for more information.
Healthcare costs are one of the single biggest expenses in retirement.
Contact your BGA to learn more about living benefit riders.