Protect your practice:

What’s in your client files? Does your documentation clearly show why your product recommendations were suitable and that your clients understood what they were buying? Does it matter? Absolutely! Maintaining accurate and complete client files is part of a strong practice management process and can help protect you. Learn more contact your BGA.

Securian Improved Ratings for Non-Combustible Tobacco Users

Improved ratings for those who use non-combustible tobacco and e-cigarettes
Securian mortality credits program was developed to provide your clients opportunities for better-than-published guideline decisions. And with research and development we have the ability to test for a marker of tobacco combustion, allowing us to provide improved ratings for clients who use non-combustible tobacco, such as chewing tobacco and snuff, as well as e-cigarettes and other nicotine devices.

To learn more about this mortality credit program and to see if your clients qualify, contact your BGA today.

Lincoln VULONE (2019)

Learn about the newly available Lincoln VULONE (2019) which includes a lifetime guaranteed death benefit with the freedom to pursue growth potential, and the Lincoln Care Coverage® Accelerated Benefits Rider available on Lincoln WealthAccumulate® IUL (2019) and Lincoln WealthPreserve® IUL (2017). Contact your BGA today. 

Strength of Allianz

A NEW approach to your book of business-Income-tax-deferred to income -tax-free opportunity

For clients who are seeking a more tax-efficient financial portfolio and death benefit protection, one solution they could consider is to fund a fixed index universal life (FIUL) insurance policy with withdrawals from qualified retirement plans and IRAs.

Contact your BGA to learn more.

Principal Life Online

The results are in — eDelivery & eSignature save you and your clients time!

  • 63% of eligible policies have been eDelivered.
  • 86% of those eDelivered have also been eSigned.
  • Time to complete delivery (median days):
    ? Policies eDelivered and e-Signed = 6 days
    ? Policies eDelivered but not e-Signed = 14 days
    ? Policies printed and mailed = 21 days

Contact your BGA to learn more.