LGA Low Term Rates

New Term Pricing: Effective October 14, 2019 
Give your clients the option to purchase simple, straightforward protection that can cover them into retirement and beyond.

Our competitive, guaranteed level term OPTerm series comes in durations of 10, 15, 20, 25, 30, 35 and 40 years! Help clients customize their coverage and save money by stacking up to three Term Riders for 10, 15 or 20-years on top of their base policy. Contact your BGA today for a quote.

How to Help Clients Anticipate and Plan for Unexpected Life Events

Marriage, buying a house, and retirement are big life events that your clients will likely have planned for. However, other scenarios such as illness, divorce, and unemployment are more likely to catch clients by surprise. When you work with your clients to think about these less expected scenarios, you can help them stay on track with their long-term financial goals – and grow your business along the way.

Financial capability expert J. Michael Collins, financial psychology expert Susan Zimmerman, and advisor champion Jamie Hopkins explain why your clients may not be fully prepared to manage certain scenarios, how to tackle sensitive conversations, and how you can help your clients put flexible and resilient plans in place. Talk to your BGA today.

SecureCare Universal Life

SecureCare — A powerful long-term care solution

Freedom and flexibility within reach

SecureCare Universal Life (SecureCare), a permanent life insurance policy with cash indemnity long-term care (LTC) benefits issued by MINNESOTA LIFE INSURANCE COMPANY, can help protect your clients’ income and assets from costly health care expenses.

SecureCare is an LTC solution your clients can count on for:

  • Cash indemnity LTC benefits
  • Multiple premium payment options
  • Reduced paid-up benefit1
  • Four inflation protection options
  • Streamlined underwriting
  • Potential to deduct LTC premiums
  • Most robust international benefits in the industry2

Nationwide CareMatters®: Quick Quote

Nationwide CareMatters offers clients coverage for long-term health care with the financial protection of life insurance and the flexibility of benefit use. Unused monthly benefits can be saved in a personal checking or savings account for use in the future. Contact your BGA today to learn more.

Critical Illness Benefit Rider

Is your client eligible for the John Hancock Critical Illness Benefit Rider.

The combination of a John Hancock life insurance product and the Critical Illness Benefit rider offers a cost-efficient way for your clients to better protect their financial future. However, some clients may not be eligible for the rider from a health perspective, even if they might otherwise qualify for the life insurance policy. Contact your BGA to learn more.


If you aren’t currently selling IUL, you may not be aware of its many similarities to GUL. IUL is permanent, easy and guaranteed. Find out how it works and cross the bridge to IUL – it could be a better solution for your client (and for you). Your BGA can help.

Optimize performance with AIG IULs

As an IUL veteran, you understand the importance of top-notch products and the support required to sell and service them. That’s why you should look at how our industry-leading IUL options stack up against the competition.

Turbocharge your performance Tools and resources to give you an edge. Contact your BGA today to learn how.


Discover a new lane of possibility

AIG’s Value+ Protector

This death benefit protection-focused IUL may be the crossover vehicle for clients interested in the features of guaranteed universal life. Value+ Protector IUL leaves GUL in its dust by combining valuable guarantees, PLUS cash accumulation and access to cash – all for a lower cost than GUL.Talk to your BGA today.