Temporary death benefit limits

Be a hero Share how life insurance can be a gift of love

All the budgeting in the world can’t help when real life gets in the way of our plans. When the air conditioner breaks down, the roof begins to leak or a loved one is involved in an auto accident, are your clients prepared?

Start the conversation with your clients about life insurance. Whether it’s for their loved ones or for themselves, life insurance can be a gift that provides financial flexibility for their future, so they are better prepared for life’s unexpected expenses.

Need a little help to get started? We’ve got tools with compelling statistics that can help you tell an impressive story to your clients. Contact your BGA to learn more.

Love on AIG Terms

With instant quoting tools, customizable durations and better rated case pricing, what’s not to love about Select-a-Term? Want even more reasons- Contact your BGA to obtain Best in Term Flyer and see why Select-a-Term is a cut above the rest!

MoneyGuard Market Advantage Launches

Lincoln Financial Group (NYSE: LNC) launched MoneyGuard Market AdvantageSM a variable universal life insurance policy with a long-term care rider that helps cover qualified long-term care expenses. With a guaranteed level of protection3 and the possibility for growth through investment options, MoneyGuard Market AdvantageSM gives clients more control over decisions affecting them and offers the ability to start planning when they are younger and allow their benefits to grow over time. Learn more contact your BGA.

Updated Underwriting Field Guide and reminder of recent improvements

The Legal & General America underwriting team is always looking for ways to responsibly improve how we evaluate risk and ultimately help more customers get the affordable coverage they need. We recently communicated improvements in these areas:

  • Marijuana use now considered for non-tobacco rate classes
  • EIRs replacing all IRs
  • Visa and Green Card considerations

For more details on these improvements, please contact your BGA