Lincoln Financial Group (NYSE: LNC) launched MoneyGuard Market AdvantageSM a variable universal life insurance policy with a long-term care rider that helps cover qualified long-term care expenses. With a guaranteed level of protection3 and the possibility for growth through investment options, MoneyGuard Market AdvantageSM gives clients more control over decisions affecting them and offers the ability to start planning when they are younger and allow their benefits to grow over time. Learn more contact your BGA.
Category Archives: Product Spotlight
Faster submission to commission on Value+ Protector II
AIG announces , non-medical UW is available on qualified Value+ Protector II cases. Don’t forget – Leave Part B to us for a smooth review process. Learn more contact your GA today.
AIG new Select -a- Term Rates
Premium rate changes effective in January consisted of a mix of increases and decreases, with some cells being left unchanged.
Another reprice
Surprised? You shouldn’t be. We’re committed to keeping Protective® Classic Choice term as one of the most competitive term products in the market.
In fact, here’s how we stack up against the competition:
- Top 3 option 96% of the time in monthly pay scenarios*
- Top 3 option 91% of the time in annual pay scenarios*
7 Ways to Handle Investment Volatility
Key Takeaways
- Don’t let emotions rule your decisions.
- Stay invested (and diversified) for the eventual rebounds.
- A financial professional can put the headlines in perspective.
Investing in Quality Employees
A competitive benefits package can be critical to attracting and retaining talented employees. With as few as two employees, you can begin offering a comprehensive employee benefits program that aligns with both your business and human resources goals. And by incorporating opportunities for voluntary insurance products and services into your offerings, you can enhance benefits packages without increasing your budget. Contact your BGA today to see how OneAmerica can help.
Symetra Accumulator IUL: Index cap and participation rate changes
Due to the unprecedented market volatility and historically low interest rate environment, we announced we’ll be decreasing Symetra Accumulator IUL’s index cap and participation rates, effective May 14, 2020. For information and important dates, please see our communication.
Legal & General America A-List Term
A-List Term is a unique carve-out solution specifically designed for the institutional purchase of individual life insurance for highly-compensated employees. Making the case for A-List Term is easy, as you probably already have contacts in companies that want to provide their executives, partners and other highly paid employees with benefits more comprehensive than traditional group term.
Keeping Coverage Affordable
New Pricing: Effective October 8, 2020- Legal & General America
Give your clients the option to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitive, guaranteed level term OPTerm series comes in durations of 10, 15, 20, 25, 30, 35 and 40 years!
BOLD with Securian Financial
Working with business owners to identify and plan for their business needs
BOLD (Business Owner Life-stage Design) is a ready-to-use system for financial professionals that provides:
- Marketing materials and recommendations to help you get in front of business owner clients
- Analysis tools to help a business owner identify and prioritize their financial concerns
- Methods to identify strategies that help solve the business owner’s financial concerns
- Confidence and empowerment to communicate advanced marketing strategies with your business owner clients