Lincoln Financial Group (NYSE: LNC) launched MoneyGuard Market Advantage^SM a variable universal life insurance policy with a long-term care rider that helps cover qualified long-term care expenses. With a guaranteed level of protection³ and the possibility for growth through investment options, MoneyGuard Market Advantage^SM gives clients more control over decisions affecting them and offers the ability to start planning when they are younger and allow their benefits to grow over time. Learn more contact your BGA.

Premium rate changes effective in January consisted of a mix of increases and decreases, with some cells being left unchanged.

Surprised? You shouldn’t be. We’re committed to keeping Protective^® Classic Choice term as one of the most competitive term products in the market.

In fact, here’s how we stack up against the competition:

• Top 3 option 96% of the time in monthly pay scenarios*
• Top 3 option 91% of the time in annual pay scenarios*

A competitive benefits package can be critical to attracting and retaining talented employees. With as few as two employees, you can begin offering a comprehensive employee benefits program that aligns with both your business and human resources goals. And by incorporating opportunities for voluntary insurance products and services into your offerings, you can enhance benefits packages without increasing your budget. Contact your BGA today to see how OneAmerica can help.

Due to the unprecedented market volatility and historically low interest rate environment, we announced we’ll be decreasing Symetra Accumulator IUL’s index cap and participation rates, effective May 14, 2020. For information and important dates, please see our communication.

A-List Term is a unique carve-out solution specifically designed for the institutional purchase of individual life insurance for highly-compensated employees. Making the case for A-List Term is easy, as you probably already have contacts in companies that want to provide their executives, partners and other highly paid employees with benefits more comprehensive than traditional group term.

Working with business owners to identify and plan for their business needs

BOLD (Business Owner Life-stage Design) is a ready-to-use system for financial professionals that provides:

• Marketing materials and recommendations to help you get in front of business owner clients
• Analysis tools to help a business owner identify and prioritize their financial concerns
• Methods to identify strategies that help solve the business owner’s financial concerns
• Confidence and empowerment to communicate advanced marketing strategies with your business owner clients