Principal is excited to announce an extension of the single-pay (formerly called limited-pay) underwriting program through June 2020! This means you can continue to offer your clients a one-rate class improvement on single-pay sales of select universal and indexed universal life insurance policies.
This is the same great program, with a couple of updates:
- Policies must be single-pay only to qualify.
A signed quotation and/or illustration with coverage to at least attained age 90 must be submitted with the application. Contact your BGA today to learn more.
WriteFit just got a little easier to understand
We’ve heard feedback that WriteFit is hard to understand or advisors are unclear on where their clients will land with WriteFit. To help provide answers and build familiarity we’ve launched a WriteFit landing page. Here’s what you and your advisors will see:
- Scenarios that would be approved and not approved through WriteFit
- An overview of the WriteFit process
- Frequently asked questions and answers
- And options to login to the financial professional site to view research or start an application
Contact your BGA today to learn more.
At Transamerica, we are committed to helping cancer survivors in any way that we can. If your prospect has been disease-free of certain types of invasive cancers for 10 years (and only five years disease-free of certain in situ cancers) then they may be eligible for preferred underwriting status. Talk to your BGA today.
Marriage, buying a house, and retirement are big life events that your clients will likely have planned for. However, other scenarios such as illness, divorce, and unemployment are more likely to catch clients by surprise. When you work with your clients to think about these less expected scenarios, you can help them stay on track with their long-term financial goals – and grow your business along the way.
Financial capability expert J. Michael Collins, financial psychology expert Susan Zimmerman, and advisor champion Jamie Hopkins explain why your clients may not be fully prepared to manage certain scenarios, how to tackle sensitive conversations, and how you can help your clients put flexible and resilient plans in place. Talk to your BGA today.
Get behind the wheel of our cash accumulation-focused IUL for clients focused on life insurance for protection, supplemental retirement income, and long-term wealth accumulation.
And now non-medical underwriting on qualifying cases provides a simpler, faster route to coverage and helps get your commissions paid faster! Contact your GA today for more details
We’ve enhanced our WriteFit guidelines to include stretch criteria for Risk Classifier – helping your clients qualify for our top underwriting classes. Contact your BGA to learn more.
Life cases can go through a lot of underwriting—but not anymore. Assurity’s Whole Life Insurance with Accelerated Underwriting saves you time with a less-invasive, easy-to-follow application experience that can provide instant approval for qualified applicants.
Contact your BGA to find out more
Have you ever had coverage amounts declined for clients you’re confident were justified?
Sometimes it’s not what you ask for – it’s how you ask…
Our new worksheets help you write good business – maybe better, and then communicate that value to underwriters. Our topics include individual and business insurance needs for:
Contact your BGA today to learn more about AIG Financial Worksheets.
Take your small business benefit offerings to the next level
With unemployment rates at almost a 50-year low and a competitive labor market,* it can be challenging for small business owners to find ways to attract, retain, and reward talented employees.
John Hancock’s unique executive benefit featuring Vitality offers a comprehensive wellness component that rewards key employees for living a healthy life.
Learn more contact your BGA.