AIG Underwriting updates

We are actively monitoring the fast-moving developments of COVID-19 and continually reassessing our business practices. As such, today we are implementing the underwriting actions click here
We are taking action in response to unprecedented times. When the situation has improved, it will be our goal to revert to our normal standards quickly.

Principal Single-pay underwriting program

Our underwriting programs make it easy to help clients achieve the best ratings possible while saving you time and headaches. And now we’re pleased to announce an extension, and some slight changes, to the single-pay (formerly limited-pay) underwriting program to help your clients achieve even better ratings. Contact your BGA to learn more

Symetra: Additional Death Benefit Coverage Without Full Underwriting

  • Available through March 31, 2020.
  • Product offered: Symetra Protector IUL
  • Maximum death benefit coverage: $1 million
  • Clients ages 60 or younger who have been issued a fully underwritten Symetra permanent life insurance policy (or policies) within the past two years at a Standard rate class or better can qualify for the program.2
  • Symetra will request an MIB, MVR (motor vehicle record) and Rx script check

Learn more contact your BGA

Transamerica: Protection That Goes The Distance

Transamerica Lifetime? whole life offers a triple guarantee:* guaranteed level death benefit, guaranteed cash value, and guaranteed level premiums that will never increase as long as premiums are paid.* It’s a solution with built-in living benefits to address a variety of protection needs. With seven underwriting classes available and three limited pay options, this solution can be tailored to meet client needs. Contact your BGA today to learn more

Professional Advantage Program

Lincoln’s Professional Advantage Program is an executive underwriting program featuring a no-lab, no-exam process for up to $20 million in life insurance coverage for executive or professional clients, and their spouse, who have had an executive physical conducted within the last 18 months. Contact your BGA to learn more

Keep offering your clients rate class upgrades through June

Principal is excited to announce an extension of the single-pay (formerly called limited-pay) underwriting program through June 2020! This means you can continue to offer your clients a one-rate class improvement on single-pay sales of select universal and indexed universal life insurance policies.

This is the same great program, with a couple of updates:

  • Policies must be single-pay only to qualify.

A signed quotation and/or illustration with coverage to at least attained age 90 must be submitted with the application. Contact your BGA today to learn more.

Securian WriteFit

WriteFit just got a little easier to understand

We’ve heard feedback that WriteFit is hard to understand or advisors are unclear on where their clients will land with WriteFit.  To help provide answers and build familiarity we’ve launched a WriteFit landing page.  Here’s what you and your advisors will see:

  • Scenarios that would be approved and not approved through WriteFit
  • An overview of the WriteFit process
  • Frequently asked questions and answers
  • And options to login to the financial professional site to view research or start an application

Contact your BGA today to learn more.

Underwriting without medical exams

See which clients fit into WriteFit-Securian
Underwriting without medical exams or blood tests may seem impossible, but it isn’t. Our WriteFit program1 uses an alternative approach to assess risk by taking into account several behavioral aspects. To help you better understand this approach and our WriteFit program, contact your BGA today.