The advantages of doing business with Nationwide keeps getting stronger

We understand how much advisors value underwriting decisions. That’s why we’ve brought a new focus to that part of the life insurance process, beginning with our robust continuing education program for our underwriters. Additional advantages you can expect from us are:

  • Direct access to experienced underwriters – To make sure the right people are there when you need them.
  • Competitive guidelines and philosophy – To help you present the best decisions to your clients.
  • Better rate classes – To deliver better rates to clients who qualify for them.
  • Wellness credits – A reward for those clients who maintain a healthy lifestyle.
  • Programs to provide competitive offers – Including Placement Improvement (table shave), Competitor Match program and Term + Perm programs.

It’s all part of our goal to be your carrier of choice. Learn more, contact your BGA today.

Symetra’s Chronic Illness Plus Rider

With our optional Accelerated Death Benefit for Chronic Illness Plus Rider, up to 100% of the policy’s death benefit can be accessed in advance if the insured becomes chronically ill.1
Product Availability Symetra Accumulator IUL Indexed Universal Life Insurance
Symetra Protector IUL Indexed Universal Life Insurance
Symetra CAUL Universal Life Insurance
Symetra UL-G Universal Life Insurance

Contact your BGA for more information.


LGA Competitive New Term Rates

Legal & General America is the competitive pricing leader offering the longest
term solution available in the market, with options for 10 – 40 years of coverage.

Always Competitive Rates
Banner OPTerm pricing comes in at #1 – 70% of the
time and ranks top 3 – 87% of the time against term
competitors in the market.1
What Changed
May 13, 2019: New rates for Banner and William
Penn OPTerm 10, 15, 20, 25 and 30 include a mix of
decreases and increases. No changes to our highly
competitive rates for OPTerm 35 and 40.
Rate decreases in more than 36% of pricing cells
improved our ranking against core competitors.

Contact your GA for more information.


Women are pretty amazing. Many are a family’s sole provider. Others are the stay-at-home parent who makes it all work. Others do it all, and do it well. No matter the role they fill, their worth cannot be overstated.
Despite their immeasurable value, many women still need protection for the people and life they love, and go through their hectic days without the comfort of life insurance. This is a problem you may be able to help them address, all while growing your business. Contact your BGA to learn more.

Time-consuming applications are a thing of the past

The life insurance industry has evolved and so have we – making the life insurance application process easier and faster than ever before.

Our WriteFit Underwriting program looks at both medical and non-medical information, giving us better insight into your clients’ overall mortality, allowing us to provide underwriting decisions in as little as 24 hours.

Contact your BGA for more details.

Preserve their premium with benefits they can count on

A common concern about LTC coverage is the possibility that care will never be needed and premium money will go to waste. With Nationwide CareMatters® II advisors can help preserve a client’s premium – even if they don’t need long-term care (LTC).

That’s because Nationwide CareMatters II is a linked-benefit insurance policy that also provides a guaranteed death benefit, so your clients’ premium won’t be lost if they never need LTC. Contact your BGA for more information.